ure to gain anything from it, infuriated Zhou Zhengyang."Young Master, please don't worry."Xu Maocai hurried in, sighed and said: "Young Master, the current situation is not good for us.""What do you...Yang Lin smiled and nodded.

There was a hint of bitterness in the smile.

At the same time, villagers who can't pay back their debt can only work for you to earn money and repay their debts. Although this is much better than borrowing from Landlord Liu, it also means they are tied to you! They are at your disposal!

And, in the past, when people came to borrow money from you, you couldn't charge interest because of face. With a mutual aid fund, anyone who needs money can borrow from it, and you can openly charge interest.

After Li Yuyao finished speaking, Yang Lin added, "Actually, there's one more thing."

"What"

Li Yuchun was a bit surprised.

Yang Lin spoke up: “Since you've seen that the essence of the mutual aid fund is profitable, shouldn't we develop it and let it gradually expand beyond the village”

"In the future, it could completely leave Jianghe County and cover Pingyuan Prefecture, the entire Jiangnan Province, and even the whole of Dayan!"

"...and it could even be expanded into an insurance company model...."

Realizing he had said too much, Yang Lin immediately shut his mouth.

"An insurance company"

Li Yuyao exclaimed, "What is that"

Yang Lin smiled and said, "That's still far off, we can talk about it later. Besides the mutual aid fund, what else did you see"

Li Yuxiang hurriedly continued earnestly: "There's also road construction!"

"You once told me that the longest journey in the world is a deception! And today you say you'll use one thousand taels of silver to repair the road, I think it's also a trick!"

First, we make tofu and medicinal herb water business. Now, the merchants in the village are increasing day by day. So, although you say it's taking from the people and using it for the people, who actually benefits most from repairing the road It’s us!

"Besides, if I'm not mistaken, building roads for our village is secondary. You want to take this opportunity to gather manpower and build roads in Old Black Mountain, don't you"

Li Yuyao stared intently at Yang Lin, wanting to verify her guess.

"Not bad," Yang Lin nodded. "You got it all right."

"Then are there any other details I've missed" Li Yuyao asked seriously.

Once upon a time, she didn't think much of Yang Lin.

But gradually, she realized that Yang Lin's thoughts were even deeper than her own!

Li Yuyao is a stubborn one, and now she's learning to understand Yang Lin's thoughts.

"Almost none." Yang Lin said with a smile.

"Almost"

Li Yuyao noticed this word.

"Well...Have you ever heard the saying, 'If you want to get rich, build the road first'"

Li Yuyao shook her head in confusion.

She was even more surprised. How did Yang Lin know so many peculiar sentences

"To get rich, first build roads. This means that only when transportation is smooth can trade be opened up."

"It's like the wood ear mushrooms we have in the mountains, they are famous delicacies. But here, they aren't worth much because people in our village eat wood ears or other types of mushrooms, there isn't much difference."

But if you bring matsutake mushrooms to Jianghe County, they can be sold for dozens of copper coins; if you bring them to Pingyuan County, they might sell for hundreds of copper coins.

"If we reach the capital, I believe that with the status of these wild delicacies, a few ounces of silver would not be a problem!"

Li Yuxi nodded affirmatively.

> "As long as transportation is smooth and stable trade routes are formed, goods from all over the country can complement each other. In this way, people in low-priced areas can earn more money; while people in high-priced areas can also more easily buy more and better goods.”"Why is it so difficult for the rich and poor to change now The main reason is that the poor have too few ways to make money, while the rich have too few ways to spend money!"

"Money, in essence, only creates greater value when it's circulating. When the poor are desperately saving money, and the rich have money they can't spend, that stagnant money is dead money! It serves no purpose for the economy or for societal development."

Speaking of this, Yang Lin realized that he had talked too much again, and Li Yuy Yao might not be able to understand it.

Yang Lin saw that she seemed very interested in this, and there will be opportunities in the future to popularize "Capital" with her again.

As expected, upon hearing this, Li Yuyao seemed thoughtful, as if she had understood something, but there were still many things she didn't comprehend.

"Ahem, let's get back to the road repairs."

"There's one thing you got wrong. When it comes to building roads in our village, I wasn't just going through the motions; I was serious about it!"

"The road is just like the blood vessels in our bodies... or rather, meridians. It connects all parts of the body and is very important."

"Our village's road is just the first step."

In the future, wherever our business goes, the road will follow.

Li Yuxiang couldn't help but be astonished.

She remembered Yang Lin once said that in the future, he would expand his business to the whole of Great Qi!

Could he possibly be going to pave the way all the way to the entire Grand Canal

During her time as emperor, she had no idea what the roads in the countryside were like.

But her travels to Jianghe County made her realize just how unbearable the roads of Dayan truly were!

Besides the official road which is relatively smooth and well-maintained, the rest of the roads are mostly bumpy, muddy, and impassable. How can trade be smooth with such roads

Can Yang Lin really pave the way to the entire Great Qin Dynasty

She couldn't believe it!

Li Yuxiang came back to her senses: “As for building houses for everyone, that’s not right either.”

"To build a brick house, you'd need at least ten or so taels of silver. But you're only charging four or five taels now. It seems like you're losing money. But my gut feeling tells me you would never make a losing deal!"

So I don't understand, how do you make a profit by building houses

Yang Lin's smile turned bitter again, he shook his head gently and sighed, "Actually, building houses is the most profitable!"

"Oh" Li Yuyao asked curiously, "Tell me more."

First, you need to know that the cost of building one house is completely different from the cost of building ten or a hundred houses.

Li Yuxiang nodded.

She understood that, Yang Lin had once told her, "Scaling up will significantly reduce costs".

"So, we could build hundreds of houses at once, which would lower the cost by at least 30%."

Li Yu nodded. "According to normal standards, a house would cost fifteen taels. Lowering it by 30% would still be ten taels of silver, so you'd still be losing money!"

Yang Lin continued, "The main materials for building a house are just bricks, tiles, sand and soil, as well as wood and labor."

"We have plenty of wood and stone. It just takes some manpower. Bricks and tiles, we can make them in our own kilns using clay as the raw material. The cost is only labor."

"Therefore, compared to purchasing building materials, we can save at least 30% on purchase costs and 10% on transportation costs."

Li Yuyue was a little surprised: "So, you built the kiln not just to build our own house You've already thought about building houses to make money"

But even so, at most you'll just break even, you still won't be making a profit!

Li Yuxiang stared straight at Yang Lin.

Looking at Yang Lin's guilty eyes, she realized that things were far from simple!issues inevitably arise.The wealthy clans amassed fortunes through land consolidation and mergers, but paid very little in taxes.When the national treasury is depleted, taxes must be increased. Howev...